Main Job Description Of Camera Operator

What does a Camera Operator do?

Camera operators are the ones behind the scenes operating film or video cameras to capture footage for televisions shows, commercials, documentaries, events, and film. Many camera operators specialize in shooting footage for a specific industry, such as those working in the film industry or those working for an advertising firm shooting commercials.

How to Become a Camera Operator

There is no minimum requirement to become a camera operator, though a bachelor’s degree may be necessary to gain an entry level position. If you do not have experience, employers will look for applicants with a formal education in a related field such as broadcasting or film. If a camera operator is already in the field and has experience, they may not need to show a formal education as they may have built a reputation. According to O*NET OnLine, over 60% of camera operators surveyed reported having at least an associate’s degree or bachelor’s degree.

Job Description of a Camera Operator

Camera operators shoot footage with television or motion picture cameras to capture scenes for a director. They would need to be knowledgable in composition and lighting techniques to ensure the angle, lighting, and story of the scene is conveyed as intended. They would also use various lenses and filters when necessary to accurately capture the moment.

Camera Operators Career Video Transcript

Whether it’s the silver screen of 1950s Hollywood or the computer screen and YouTube of today, Americans have long carried a torch for moving pictures. When the director yells “Action” the camera operator’s eyes are glued to the camera’s lens, making sure to catch everything. There are three main types of camera operators

Studio camera operators work in broadcasting and follow directions as part of an ensemble production. They film their subjects from a fixed position. Cinematographers film motion pictures. They determine the angles, lighting, and types of equipment that will best capture a shot

Camera Operator

A camera operator records the visual images that make up movies, television shows, news broadcasts, music videos and televised news and sporting events. If you were to visit the set of a movie or television show, you would see the “cameraman” filming the action. He or she may also film live events like concerts and sports. When a news reporter broadcasts from a remote location or from a television studio, the camera operator records it for the audience at home to watch either live or at some later time

Employment Facts

There were about 21,400 camera operators employed in 2012. Most camera operators work full-time, but those who film motion pictures may have periods of unemployment between projects. There may also be times when overtime work is required to meet deadlines. Some camera operators work on a freelance basis. Jobs of this nature may require that one has his or her own equipment.

Educational Requirements

Many employers prefer to hire job candidates who have a bachelor’s degree in film or broadcasting, or in a related discipline. This formal training, however, is not enough. One needs to learn what actually goes on during film production. In order to do that, an aspiring camera operator begins his or her career as a production assistant in the camera department. After time spent doing simple tasks, which often includes running errands, he or she may become a camera assistant, before eventually becoming a camera operator.

Other Requirements

Will you make a good camera operator? The answer to this question relies on your soft skills or personal qualities. If you are creative, have good visual skills, eye-hand coordination and can pay attention to detail, you have a better chance of succeeding in this occupation than someone who does not have these qualities. You must also have good communication skills, including the ability to understand what others are telling you and the ability to convey instructions. You will have to receive and understand instructions from directors and producers as well as give instructions to your assistants.

Advancement Opportunities

Some camera operators make a career shift within the entertainment industry, eventually becoming directors or producers.

How to Become a Camera Operator

What is a Camera Operator?

While the Director and the Director of Photography set up the mood and the style for each shot, the ones who are hands-on behind each shot are Camera Operators, who combine their technical knowledge with creative input to make sure each clip is a perfect fit for the final product

Camera Operators work under the Director and Director of Photography and often work closely with technical departments to include sound and lighting. Camera Operators work across a variety of mediums recording moving images. They create the film for music videos, corporate productions, films, TV programmes, and commercials. In this article, we will be discussing what responsibilities you can expect from this role, and the key skills you will need to become a Camera Operator.

What does a Camera Operator do?

Camera Operators usually start working in early pre-productions, attending technical recces with other Heads of Department. They execute the instructions of the DoP and the Director while being responsible for their Assistants and Trainees. If and when technical issues arise, the Camera Operator is responsible for resolving these problems.

After shots have been rehearsed and the camera has been positioned by the DoP, it’s the Camera Operator’s responsibility to take care of all aspects of the operation of the equipment. Importantly, they will follow a camera script adhering to the directions of the Director. To stay ahead in this role it is important to study scripts before filming to ensure the smooth running of the production

Camera Operators have the responsibility of setting up the equipment before any shot and of keeping everything ready for any last-minute changes. They also oversee the work of their Assistants and Trainees in maintaining and preparing the equipment.

WORKING AS A CAMERA OPERATOR

What Does A Camera Operator Do

Film and video editors and camera operators manipulate images that entertain or inform an audience. Camera operators capture a wide range of material for TV shows, motion pictures, music videos, documentaries, or news and sporting events. Editors take footage shot by camera operators and organize it into a final product. They collaborate with producers and directors to create the final production

How To Become A Camera Operator

Film and video editors and camera operators typically need a bachelor’s degree in a field related to film or broadcasting

Education

Most editor and camera operator positions require a bachelor’s degree in a field related to film or broadcasting, such as communications. Many colleges offer courses in cinematography or video-editing software. Coursework involves a mix of film theory with practical training

Training

Editors may complete a brief period of on-the-job training. Some employers may offer new employees training in the type of specialized editing software they use. Most editors eventually specialize in one type of software, but beginners should be familiar with as many types as possible.

Licenses, Certifications, and Registrations

Certification is a way for editors to demonstrate competence in various types of editing software. To earn certification, video editors must pass a comprehensive exam. Candidates can prepare for the exam on their own, through online tutorials, or through classroom instruction

WHERE’S THE BEST PLACE FOR CAMERA OPERATORS TO MAKE MONEY AND FIND JOBS?

Two of the hardest things to get a handle on in the film industry is how much you can expect to make and where the jobs are. Well, thanks to the US Bureau of Labor Statistics, we can remove some of that guess work and find out about the average wage of a camera operator, where the most jobs are, and how much the industry is projected to grow.

On average, camera operators make about $49k annually

The mean annual wage for camera operators in 2012, according to the BLS, was $49,260. But let’s take that with a grain of salt. Why? Because that number gets inflated by the people at the high end of the spectrum; meaning if Roger Deakins gets included in the pool, he single-handedly inflates the mean annual wage which is calculated by averaging all wages together.

Which is lower than other film occupations, but higher than still photographers

Of course none of these wage numbers mean much if we don’t have context to put them within. In this case, it’s helpful to compare what camera operators make against others in the film, television, and media industries as well as against the average wages for all occupations in the US economy

When you do that, as we have in the chart above, there’s good and bad news. The good news is that camera operators make more money than the national average and, when you isolate camera operators within the “Motion Picture and Video Industries,” the annual mean wage jumps to $57,100. The bad news is that, compared to some other common production jobs, we’re lower on the scale.

The conventional wisdom is true; the most work is in California and New York

According to the BLS, California and New York are the states with the most employment of camera operators with both states besting the third state on the list, Florida, by almost double the number of camera operators employed

Tips To Find The Best Personal Injury Lawyer

Tips for Finding a Good Personal Injury Attorney

If you require an attorney to represent your interests in court or you just need one for personal consultation on an ongoing negotiation, you should opt for a good personal injury attorney rather than an ordinary attorney. You can build enough confidence with a personal injury attorney to ensure a comfortable legal process.

Today there are many attorneys with sufficient knowledge to successfully tackle a personal injury claim; however you should take time to choose one with the right skills and experience to stand for your interests in a personal injury case. Irrespective of the years of experience, refrain from choosing an attorney who mainly works with an insurance company because it is only normal for these attorneys to put the interest of the insurance company first before yours.

Why an attorney might not be interested in handling your case

Searching for the perfect personal attorney is no easy task, avoid going for just any kind of attorney. You will need to select an attorney that shows sufficient interest in your case and this would typically involve a lot of research. You will also need to agree on a mode of payment once you have found the right attorney. It is advised that you choose an attorney you can pay based on a contingency fee. This means that the amount of money the attorney is paid depends on the compensation you get.

Important questions to ask your personal injury attorney

A lot of victims are usually unprepared and confused in the event of an accident, leaving them unsure of how to handle the case effectively. It is necessary to make swift decisions if you sustain any injuries in an accident. First and foremost, you should seek urgent medical attention and after recovery you should contact a personal injury attorney to fight for full compensation if you are sure you are not to blame for the accident and the damage was caused by some other person’s negligence.

What is your area of specialization?

It is important to be informed about your attorney’s area of specialization. Just as it would be unwise to have an auto mechanic deal with a leaking pipe rather than a plumber, it is also a terrible idea to hire an attorney that does not specialise in personal injury cases. Hence, with the vast array of attorneys available today focusing on different areas of law like; wrongful death, accident, product liability etc., ensure you go for an attorney that specializes on personal injury law to increase your chances of a good outcome.

Tips to Help You Find the Right Personal Injury Attorney

Pick the Right Type of Attorney

When you have a medical condition that requires treatment, the first thing you will usually do is search for a doctor that specializes in that kind of ailment. The same thought process applies to selecting an attorney

Research Several Attorneys

It is essential to conduct research on any attorney or firm before deciding who you wish to interview. You may want to start by speaking to family members and trusted friends about their personal experiences with attorneys in your area. When conducting your research, look for issues with their reputation that may affect your case

Interview the Attorney

When you have a repair performed on your home, you would never think twice about asking the repair company about their credentials or experience. This consideration should be no different when deciding on an attorney. You will want to talk to your potential lawyer about their past cases and outcomes and ask how they feel they could represent your case.

Ask About Your Case

Ask your attorney what they think about the merits of your case. Ask how they will handle the case and what outcome they would like to see. Does the attorney only take cases that they can settle out of court or are they willing to represent your case before a judge and jury?

Review All Paperwork

Make sure that you review all paperwork the attorney presents to you, so you are in full understanding of what you are about to sign. Once you sign the documents to accept their legal services you have entered into a contract

How To Find The Right Personal Injury Lawyer

Finding an Experienced Lawyer

The practice of law has become highly specialized, and many lawyers know less about personal injury law than you will after some reading through this site. So, your first task is to find a lawyer who has experience representing claimants (known as “plaintiffs”) in personal injury cases. You do not want to be represented by someone who has primarily been a lawyer for insurance companies, even if they’re experienced. Such a lawyer may be too accustomed to taking the insurance company’s side and might not fight hard enough for your claim

A Lawyer Might Not Want Your Case

Finding a lawyer you want to hire is one thing. But that lawyer also has to want your case. And a lawyer could have several reasons for rejecting you as a client

Friends and Acquaintances

Contact friends or coworkers who have been represented by a lawyer in their own personal injury claims. If the friend or coworker says good things about the experience, put that lawyer on your list of people with whom to have an initial consultation. But do not make any decision about a lawyer solely on the basis of someone else’s recommendation. Different people will have different responses to a lawyer’s style and personality. Also, at any particular time a lawyer may have more or less energy or interest to devote to a new case. So do not make up your mind about hiring someone until you have met with the lawyer, discussed your case, and decided that you are comfortable entering a working relationship.

Lawyers You Already Know

You may already know a lawyer, either personally or because the lawyer has represented you before in some legal matter. And that lawyer may be very good at the job. So, when you consider hiring a lawyer to work on your personal injury claim, it may seem obvious to hire this person you already know

Lawyer Directories

You can search for lawyers through advertising directories. Nolo’s lawyer directory at www.nolo.com/lawyers provides extensive profiles of attorneys, including each attorney’s experience, education, and fee structure. Lawyers.com also has an extensive directory of personal injury lawyers, complete with client reviews and peer ratings

How to Find a Personal Injury Lawyer

Hiring the right person to handle your legal case is a daunting task. Whether you have been injured in a car accident or are having trouble after a hip replacement surgery, you want to ensure that the lawyer is the best for the job

Ask friends and family to refer their injury lawyer

Word of mouth is not going away. The preferred way to find a good personal injury lawyer is to ask friends and family for a referral to an attorney who represented them in the past

Make sure to discuss fees before signing

Says Neal Davis of the Neal Davis Law firm in Houston, Texas, “It’s always important to ask about fees upfront. Transparency is crucial in any significant financial transaction, and that includes your lawyer. Always get any fee agreement in writing.”

Research attorneys online

Research different attorneys online. Make sure they are licensed and in good standing in the state where the accident occurred.

Listen to your gut

“Pick the personal injury attorney that genuinely cares about you as a person and your long-term wellbeing,” advises Evan Guthrie, a personal injury lawyer in Charleston, South Carolina. “Some attorneys may care more about the value of the case over making the decisions that will benefit the client in their recovery. The attorney should also be real and honest about the weaker parts of the case up front instead of playing up the strengths of the case. Trust your gut feeling when choosing an attorney. If it does not feel right, move on to another attorney immediately even if representation has already begun.”

TIPS ON FINDING THE RIGHT PERSONAL INJURY LAWYER

If you’ve been seriously injured in an accident, retaining a personal injury lawyer may help you pursue compensation for any damages incurred as a result. However, it can be incredibly difficult to find a lawyer for your needs, especially if you are recovering from your injuries. With thousands of personal injury lawyers online, how do you find the right one?

An ideal law firm has a track record of success that can be easily found. Many law firms spend large sums of money on billboard or TV advertising but do not obtain good results for their clients. Insurance companies and large corporations know the track record of the attorneys they deal with and generally offer more money in settlement to those with a higher percentage of success because they know that law firm is willing and capable to go to trial. Additionally, trial lawyer of the year awards or outstanding trial lawyer of the year awards are a great indicator of this as well. These awards are only given to the top trial attorneys who have exceptional experience and track record.

Look at the experience of the attorneys. Many larger personal injury law firms have younger associates that handle personal injury cases, but these associates do not have the experience or expertise of an attorney with 20+ years of experiencing practicing personal injury cases. Likewise, firms that have many younger associates don’t need to pay those associates as much as an experienced personal injury trial lawyer – and in personal injury law, you typically get what you pay for. Having an experienced attorney will assist in getting you a larger settlement and better result on your case.

Personal Injury Attorney

Make sure the personal injury attorneys have the capability to represent you in a trial if necessary. Although not all personal injury cases go to trial, an attorney who has courtroom experience can more effectively represent your case needs

Personal Injury Attorney

Research. There are tons of lawyers out there and it can be overwhelming to pick the right one. A good place to start is to ask friends and family for referrals and then research online. Then call a few different lawyers and see who you’re comfortable with

Must Learn How To Find The Best Family Law Attorney

Family Law Attorney – Their Services

What Is Family Law, and What Is a Family Law Attorney?

Family law refers to the branch of the legal field that deals with issues relating to domestic relationships. Thus, a family law attorney is an attorney that specializes in family law, as opposed to other branches of the legal field. 

Some of the most common subjects covered by family law include:

  • Divorce and Marriage: This includes prenuptial agreements, divorce, spousal support, division of property,and domestic violence issues. This may also include matters related to civil unions and domestic partnerships, claims for reimbursement for marital expenses, non-marital agreements, and annulment procedures;
  • Issues Involving Children: This includes child custody, child support, adoption, child abuse, and child neglect. This may also include paternity testing and fraud related to paternity testing; and
  • Other Family Law Issues: This includes emancipation, “Power of Attorney,” estate matters, inheritance laws, and name changes.

As you can see, family law attorneys are able to practice several different types of law under the family law umbrella. Most attorneys do practice the spectrum of legal matters associated with family law as a whole. 

However, some attorneys who practice family law choose to specialize even further. For example, some attorneys will specialize in adoptions, while others may solely focus on divorce and other related issues.

Dealing with family law issues?

Family law generally concerns domestic relations and family-related matters such as marriage, civil unions, domestic partnerships, adoptions, paternity, guardianships, domestic abuse, surrogacy, child custody, child abduction, the dissolution of marriage and associated issues. Each state has its own set of family laws, and traveling across state borders can sometimes affect your rights and those of your family.

Contrary to popular belief, seeking the advice of a family law attorney does not necessarily mean that something is amiss in your family. A family law attorney can help negotiate prenuptial/premarital agreements for clients in anticipation of marriage or advise same-sex couples on relevant legal issues affecting their relationship. They also can help with adoption proceedings and other procedures involving children.

Family law attorneys often do represent clients seeking a divorce, annulment or legal separation, and the complicated issues that can arise as a result. Although domestic abuse is a criminal offense, some family law attorneys are skilled at handling these situations, as they are often entangled with other family law issues.

Some jurisdictions certify lawyers as family law specialists, which means these attorneys have met the certifying body’s minimum requirements for education, experience, and examination.

5 Things a Family Lawyer Can Do For You

Family lawyers are legal professionals that specialize in matters to do with family law. They handle legal issues that are concerned with members of the family. Such legal issues include divorce, child custody, and guardianship among others. Family lawyers can act as mediators when family disagreements develop. They can also represent litigants in family conflicts that end up courts. Below are some of the things that family lawyers can do.

Handling Divorce Issues

Undergoing a divorce is probably one of the most draining experiences that a family can face. Emotions may set in and make it impossible for a couple to settle it calmly. In such a case, a family law attorney can act as a mediator, and assist them to approach the issue rationally and within the law. In other words, a competent family law attorney can assist couples in the process of divorcing to settle the matter fairly without necessarily going to court. 

Handling Estates and Wills

A will is a legal document through which people state how they would wish their property to be managed when they die. Family law attorneys are responsible for assisting people in drafting these documents. They also have what it takes to ensure that an estate is administered as stated by a deceased via the will.

Handling Child Custody Agreements

When a couple separates, one of the most difficult issues to handle has to be what happens to the children. Couples need to agree on how to take care of the children they have had together in the new arrangement. Child custody is defined by an agreement in which both parents have to live with the terms therein. A competent family lawyer can help parents that are parting ways to draft such an agreement. A family law attorney can also help parents in amending child custody agreements if need be.

Handling Prenuptial Agreements

A prenuptial agreement is a contract signed by a couple prior to a marriage or a civil union. Although the content of such a contract may vary from one case to another, its main aim is to spell out the provisions of spousal support and division of the property in the event of a breakup or a divorce. A family lawyer can assist a couple in drafting a prenuptial agreement and handling any matters that may arise from the contract according to the law.

Represent Litigants in Court

Although family attorneys can help people to settle family disputes outside court, some of these matters still end up in the courts. In such a case, family lawyers are best suited to help litigants get justice. These attorneys handle such cases almost every other day, and therefore, they have the necessary legal knowledge and practical experience to help litigants to navigate the complex jungles of the family law and ensure that justice is served accordingly.

3 Qualities to Look for in a Family Law Attorney

The quest for family law attorneys does not stop at the point where you finally find some recommendations or names. Lots of people do not follow through these steps and more than often, they end up losing their cases due to lack of skills.

1. Excellent People Skill

A family law attorney should always have excellent people skill. They should know the tricks and turns of handling an emotional client who is about to lose the custody of his/her child or a marriage. A family law attorney should always be very attentive to the details and not dismiss the client’s story easily.

2. Excellent Communication Skill

Apart from the people skill, the communication skill is another feather which family law attorneys should have in their hats. A lot of domestic cases get resolved outside of the courtroom and parties settle through their attorneys. In this case, your family law attorney should be a confident speaker and a good negotiator to deal with the case firmly outside the courtroom and not give nod to the terms of the other party without a counter attack.

3. Excellent Research Skill

Though this quality might a common one for all the attorneys, family law attorneys should be extra attentive with their research skills. With the right clause or with the right case law reference, a family law case can be won quite easily and this wholly depends on the skill of your chose attorney.

After Choosing a Family Law Attorney

It’s important to provide your lawyer with all of the information that he or she needs to help you. In some situations, there may be details that you feel uncomfortable sharing, but you will get the best results if your attorney knows the whole story. If, for example, you’re in the throes of a contested divorce, you may not want to share information that could portray you in a lesser light. But, once your lawyer has all the relevant facts in his or her possession, then there may be ways to present your case in a way that mitigates any potential damage.

Providing your attorney with clear records and timelines of relevant events can help significantly, too. So, even if you didn’t keep comprehensive records in the past, or didn’t organize them well before, start doing so now. Keep track of relevant dates and times, locations, conversations, and so forth.

How Legal Benefit Plans Can Help

You may know that you need legal help, but also recognize that the fees are more than you can afford. That’s why legal benefits are so helpful. These are voluntary benefits plans that employers offer to their employees—and, as a member of a group legal plan, like Family Defender™, you would have access to the legal help that you need, simply by paying a low monthly fee.

Find Out The Best Laminate Flooring For Your Floor

What Information You Need To Know About Laminate Flooring

WHAT IS: LAMINATE FLOORING

With the look and texture of wood or stone, laminate flooring is a tough and durable man-made product that is easy to clean, pet-proof and easy to install. Laminate makes a great choice for anyone looking for a floor they can fit and forget, even in the busiest parts of the home. With different thickness, widths and lengths, laminate is great for homes that want the look of wood or tile, but with a floor that delivers great value. Packed to the brim with easy living advantages, modern generation laminates are ideal for homes that want a good looking floor on a budget.

Where to use Laminate Flooring

Hard wearing, laminate flooring can be used in most areas of the home including dining and living rooms, hallways, kitchens and bedrooms. However, it is important to remember that it’s still a natural product, so we do not recommend laminate flooring in bathrooms or any other high moisture environment.

If your home has underfloor heating, then laminate is also completely safe for use as it is stable enough to withstand direct heat. However, when turning on the underfloor heating for the first time, or after a prolonged period of being turned off, increase the temperature gradually over a period of days so that the floor can acclimatise to the change.

3 Things To Consider When Choosing Laminate Flooring

Now that you’ve gone through a crash course on the types of laminate flooring that are available in the market, let’s fine-tune the selection process.

Here are 3 things that you should consider when choosing the type of laminate flooring for your home or office:

1. Foot Traffic

The volume of foot traffic will determine the level of wear and tear that your laminate flooring will go through. High foot traffic areas will result in more nicks and damage to your flooring. In the home, high foot traffic areas include the living room, the kitchen, and the dining room.

For high foot traffic areas, light coloured laminate flooring planks would be a better option because they can hide scratches, dust, and dirt better than dark coloured laminate flooring planks.

You won’t have to clean and maintain them as much as dark coloured laminate flooring planks where even footprints are visible. Another good option for high foot traffic areas is Embossed Laminate Flooring. Its grainy texture that is similar to wood will hide scratches really well. The same can be said for laminate flooring with stone design printed on it.

2. Location

If the room is located in an area where there is an abundance of natural light coming inside, darker coloured laminate flooring can help subdue the level of brightness. On the other hand, if the room does not get enough natural light coming in, opt for lighter or brighter coloured laminate flooring.

In areas where you normally receive guests such as the living room, dining room, and kitchen, using laminate flooring with wider planks will give the space the impression of greater size. For the kitchen, a good choice would be laminate flooring with an underlay as it has been proven to be highly-resistant to mould.

3. Cost

Even though laminate flooring is one of the more inexpensive flooring materials you can choose for your home and office, you should still be mindful of its cost. It has been designed to be a no-frills option for your home or office renovation. As you have read, there are types of laminate flooring planks that do not need glue for installation.

Still, flooring is just one component in a home building or home renovation project. Choose laminate flooring tiles that fit your budget. You want to make sure your funds can cover the other refurbishing needs of your home or office.

What kind of wear and tear will my floor be exposed to?

Laminates sure are tough and durable—but you need to pick the right laminate for the job. If you’re laying a floor in an office exposed to lots of foot traffic, office chairs on castors and high heel shoes, you’ll need to pick a laminate with a higher AC (Abrasion Class) rating. Matching the AC rating to your needs is easy.

AC1 Moderate Residential. Built to withstand only light residential use. Suitable for closets or bedrooms.

AC2 General Residential. Built for moderate foot traffic. Suitable in residential spaces that don’t see a tremendous amount of wear and tear like dining rooms or living rooms.

AC3 Heavy Residential/Moderate Commercial. Built for all kinds of residential use including high–traffic rooms and even commercial spaces that have light traffic like offices without off-street traffic and hotel rooms.

AC4 General Commercial. Built to withstand every kind of residential use as well as more heavily trafficked commercial spaces that have off-street traffic like offices, cafes, and boutiques.

AC5 Heavy Commercial. Built for the busiest commercial uses and high–traffic spaces like department stores and government buildings.

Maintenance

Laminate floors do not exist in a vacuum, although a vacuum can be a great way to clean a floor. The main thing to remember is that the material you choose will have to be cared for overtime. Some of the cleaning procedures for different products can be involved, rigorous, and require the purchase of a number of specialty items. Luckily laminate has a protective-wear layer which actually keeps most of the dirt and debris off of its surface, making it easy to sanitize whenever you think it is proper.

Cleaning laminate floors should generally only require you to sweep, vacuum, or dry mop regularly. For more intensive cleaning regimens a very mild soap and water solution can be used to gently scrub or mop specific areas. However, you mustn’t allow water to form in puddles, or stand on the surface of the floor for prolonged periods of time, as it can cause damage in insidious ways.

Laminate floors are a great, low-cost, low-maintenance option for a variety of spaces. However, they do wear over time, and they are susceptible to water damage, so be sure that you only install them in locations designed for them.

What You Need to Know Before Installing Laminate Flooring

To make the job go smoothly and quickly, here’s what else you need to know to gear up for installing laminate flooring.

Get the room ready by removing the base shoe and baseboards. Makes sure the floor is clean and level — installing over an non-level floor can lead to soft, spongy areas and may contribute to seams opening up. Tolerances are usually 1/4 to 3/8 inch measured over 10 horizontal feet. High spots on wood floors can be sanded down. Alternately, you can “fill” low spots with pieces of 30-lb. felt. Low spots on concrete slabs should be filled with leveling compound.

Measure the room to determine the total square footage of flooring you’ll need, then add 5 percent for waste and mistakes. Remember you’ll want to leave a gap of about 3/8 inch around the perimeter of the room to allow for the flooring to expand and contract with changes in humidity. That gap will be covered up when you reinstall the baseboards and base shoe.

Acclimate the flooring by bringing all the packages of flooring into the room. Open the packages and distribute the loose planks around the room in short piles. This helps the flooring stabilize to the ambient humidity in your room, a process that takes about 48 hours. Use the opportunity to inspect any planks for damage.

Prep door frame so that the flooring will slide underneath the trim and jamb (it’s much easier than trying to cut an irregular shape to fit the molding). Use a piece of flooring and underlayment as a guide, and mark the door trim and jamb for trimming. Cut the pieces using a jamb saw — a specialty handsaw with an offset handle that makes it easy to cut near the floor. You can rest the saw blade on top of a piece of flooring to make sure you have a straight, even cut that’s the correct height.

Must Know The Best Dermatologist

How To Find a Good Dermatologist

Putting your face into the hands of someone else is an act of faith and trust. Here are some tips on how to find a good dermatologist and laser center. I also give you a link to my own list of great dermatologists all over the country.

The difference between a great doctor (and laser center) and a just-okay one is that a great doctor will get consistently good results a higher percentage of the time. And, if you have a problem or complication

Is there a doctor on site?

This is regulated state-by-state and, believe it or not, some states do not require the Medical Director (that is, the Doctor) of a laser center to be on the premises any more than an hour or two a month. The doctor is the doctor in name only at these clinics. There is almost no physician training, supervision, or quality control for “technicians” to ensure that the lasers are set properly for the patients, that the lasers are maintained properly, that the treatments are done correctly, and that problems are handled promptly and well.

Is the doctor Board-certified in dermatology?

It’s shocking, but there is no law preventing doctors from calling themselves whatever they want. Many centers all over the country are being set up by doctors who have absolutely no medical training in skin but who have decided that they want to cash in on skin services.

Have they been in business more than 5 years?

This is also a key question, because many “skin clinics” and mini-spas fail within the first 3 to 5 years. They may start well initially, with heavy advertising to bring in customers. But they often cannot sustain a high level of results and safety over a broad spectrum of their customer base. So they go out of business, leaving in their wake a trail of lawsuits, unhappy and sometimes scarred patients, and patients who have paid money for services that they never received.

TIPS: WHAT TO LOOK FOR IN A DERMATOLOGIST

Dermatologists diagnose and treat more than 3,000 different diseases and conditions related to the skin, hair, nails, and mucous membranes (the lining inside the eyelids, nose, and mouth).  A dermatologist is specially qualified to treat a variety of conditions including acne, eczema, psoriasis, rashes, rosacea, skin cancer, wrinkles, age spots, and hair loss. People of all ages, from newborns to those over 100 years of age, can often benefit from regularly seeing a skilled dermatologist.

BOARD CERTIFIED

Choose a dermatologist that is board certified by the American Board of Dermatology. While technically any doctor with a medical degree can start a skin care practice, board certified dermatologists meet an additional set of education and experience criteria including

CONSIDER THE NEED FOR SPECIALIZATION

Some board certified dermatologists complete additional education and training in order to specialize in areas like Mohs surgery, dermatopathology, or pediatric dermatology. Such additional fellowship training can be extremely valuable when it comes to properly treating certain conditions. Patients who know they need a specific procedure should concentrate their search on dermatologists with additional fellowship training. Ask any candidate about their history performing the procedure including complications.

BEDSIDE MANNER

All patients deserve a dermatologist that they feel comfortable with. This means finding a dermatologist with a communication style and personality that works with yours. When reading reviews or soliciting referrals form friends ask if visits feel rushed. A good dermatologist will take the time to fully address your concerns and explain all the treatment options.

AFTER HOURS CARE

It’s important for patients to always be able to reach out to their dermatologist after office hours, during evening and on weekends. Many dermatologists will offer on-call or answering services to handle any emergencies like allergic reactions. You should never feel left in the dark on the weekend or after hours on weekdays.

Dermatologist Tips

Do you have any skin care routine for day and night? If so, you’ve probably know how to deal with several skin problems such as acne. However, there are times when you feel your skin is uneven or your pores getting enlarged.

Experienced dermatologist Adarsh Vijay Mudgil explained that skin texture is basically about how smooth your skin feels. Skin with good texture are smooth and soft when you touch it. While a bad skin texture is noticeable.

Exfoliation

Dr. Mudgil stated that exfoliating your skin regularly helps to improve your skin texture. Exfoliate the skin with a soft peeling or a cleanser. Other options is to visit your dermatologist for chemical peeling. If you prefer to exfoliate at home, use a helpful guide to find the best exfoliator for your skin types.

Try laser treatment

“Laser treatment can repairs the skin texture,” said Dr. Mudgil. If you feel that your skin texture has not improved with home treatments, it would be best if you consult your dermatologist to decide what is the best skin care for you

Keep your skin hydrated

A moisturizer can prevent your skin from dryness or excess sebum. When your skin is balanced (hydrated) your skin becomes soft and smooth

Tips to find a Good Dermatologist

The individual could have varicose veins, acne, odd mole, rash as well as other skin problems that you would like enlightenment and cure. However, you don’t be aware of steps on tips on how to actually find a good one. Below are great tips that will help you to find an excellent dermatologist which will understand your woes and give good results and medications to your skin problems.

One thing you have to do is always to ask your household doctor if he can recommend an excellent dermatologist to you. Doctors know the best doctors in different areas, and furthermore, as each of them meet at functions and conventions, he might point you within the right direction.

You may also ask your friends and colleagues once they know anything good dermatologist whom you can rely. Apart from this, you can even try Googling it and locate thousands of possible dermatologists who can meet your requirements. From here, you can check their site and create a few calls

How to Find a Good Dermatologist

Your skin is your largest organ and its health is important to your overall well-being. With so many things that can go awry with your skin, a good dermatologist is invaluable and can make a huge difference in the way you look and feel. So how do you go about choosing the right dermatologist and how do you know what to look for in a dermatologist? Here are some tips for how to find a good dermatologist that is right for you

Check Their Biography

If you’ve found a handful of dermatologists that you’re considering, take a moment to check out their bios (usually posted on their website). Look for board certification specifically from the American Academy of Dermatology

Schedule a Consultation

By scheduling a consultation, you can meet your potential dermatologist and get a feel for his or her mannerisms and abilities while also asking lots of questions about a procedure or issue you’re looking into. You may also be able to meet other patients in the waiting room and ask them about their experience with the dermatologist in question.

Listen to Learn

During your consultation with a prospective dermatologist, focus on listening. The best method is to give a vague reason for your visit and then let them do the talking. Perhaps mention the lines on your face or veins that you wish you didn’t have, but don’t go into detail about the methods you’ve researched on your own. Instead, listen to how the dermatologist would address the issues and their opinion will give you an idea for how aggressive their treatment methods are and what kind of approach they take to treating those issues

Look for Recommendations

Online reviews and recommendations can be a little misleading for some who are looking for unbiased opinions and not just the most positive reviews that a dermatologist has chosen to present on their site. Ask friends, family members, and neighbors for a recommendation for a good dermatologist in your area, or ask your general practitioner for a recommendation for a dermatologist that they like and trust themselves.

Choose Good Party Planner For Your Memorial Party

Best tips from party planning pros: how to make your event unforgettable

Rachel Senner, Senner of Attention

My best tip for creating an unforgettable event is to tie in touches that will bring everyone together. Sometimes people meet, grow closer, or bond stronger because of a fun game, touching photo slide, or song choice. These small things here and there can create a special experience no one will forget.

Megan & Cedar Watson, Paper Goat Post

Our best tip for creating an unforgettable event is to PLAN! If you think through all the details and set a solid plan, you will be able to execute the event based around the goals set during your planning. If you run into any bumps during the execution, you’ll be able to “WORK YOUR PLAN” and respond in a calm and appropriate manner.

Elle Anderson & Sydney Thompson, Elle A Events

I would say the best tip for an unforgettable event is to be ‘open minded’. Every client is different and their happiness comes first … always.

Ashley McAllister, The Party Girl

Make a killer backdrop. I have a super simple PVC pipe frame I use for pretty much everything, and you can get very creative. Use it as a showstopper behind your food table, and later on, let it steal the show on Instagram since it does double duty as a photo booth backdrop once everybody is warmed up!

Andressa Hara, Twinkle Twinkle Little Party

The best tip for an unforgettable event is choosing a unique and relevant theme that carries through the party decor and food/sweets. Creating an eye-catching set up/presentation with a story behind it will definitely give the guests something to talk about.

Tips for a Stress-Free Party

Simple Planning

Planning a party or event shouldn’t be stressful or intimidating. By staying organized and starting early, you can plan, create and host a memorable affair with ease. Download and print our detailed party planning checklist to make the process even easier, from one month before the party to an hour before your guests arrive. Photography by Michael Bullock

Get Organized

I always keep several lists that I continually update through the planning process: a master to-do list where I highlight every task that must be accomplished, a shopping list that ensures I won’t forget any supplies, and an all-important guest list where I track contact information, dietary restrictions and RSVPs

Create a Theme

Milestones like birthdays and holidays can be even more festive when a creative theme is chosen to set the tone. Transform your space into a south-of-the-border fiesta by serving margaritas and hiring a mariachi band, or throw a Great Gatsby-inspired brunch with croquet on the lawn. The possibilities are endless

Send Out Invites

Although online invitations are perfectly acceptable for last-minute get-togethers, there’s nothing quite like a mailed invitation to set the tone for a party and build anticipation for the fun in store. There are plenty of online stationery companies offering chic well-designed invitation designs, or you can get creative and make your own. A brightly colored square of card stock embellished with finds from local craft stores is every bit as special as custom invitations (and for a fraction of the cost, too)

Offer a Self-Serve Bar

The key to a simple drink service? Set up a self-serve bar so guests can be their own mixologists. Set up a pretty tray with a decanter, two or three kinds of liquor and a few festive mixers. Let everyone have fun creating their own concoctions. Welcome guests with a drink upon arrival by placing a tray of champagne and sparkling water near the door so they can grab some bubbly and start mingling as soon as they arrive.

Your Quick Guide to Becoming a Kickass Party Planner

You have a knack for throwing parties. From ingenious themes right down to the amuse bouche, ideas come to you and things just naturally flow from there. Time and again, a gathering you’ve organized has turned out to be the party of the year.

To launch a full-fledged party planning business, you’ll need to get strategic. Being a professional party planner is about a lot more than good taste and impeccable conversational skills. You also have to be a gifted multitasker, financially astute, and perhaps most importantly, ultra-calm under pressure. When the shi…ndig hits the fan, can you keep calm and party-plan on?

Upgrade your event experience

It’s the chicken/egg thing: you need experience to get jobs, but it takes jobs to get experience. Here’s how to get around this paradox.

Consider industry training

In the party planning business, official training is a nice to have, not a have to have. Experience and talent are definitely more important than training.

Put your skills into perspective

Flair for a good time aside, there are some practical traits that will make you a better party planner. A lot of these traits could work in almost any job posting. But they’re particularly true for party planning.

Ways to Simplify Party Planning

Plan Slowly

Don’t stuff a week’s worth of party planning into one stressful Saturday. “Separate the planning of each party component over a couple of days,” says Jessica McTaggart of Pink Champagne Events. Spend one evening focusing on the menu and another on your DIY centerpieces—and allow for plenty of relaxing downtime in between, if possible.

Perfect Your Guest List

It doesn’t matter if it’s an intimate dinner party or a big holiday; maintain a careful eye on your guest list—and not just to keep the headcount in check. “Make sure you have the right mix of visitors,” says Meg Stepanak of Gemini Event Planning. For an intimate gathering, she recommends inviting at least a few extroverts to “engage even the shyest guest, find common interests, and relax the crowd.”

Send Invites Early

Unless you’re secretly hoping some of your guests won’t show up, make sure to send out invitations at least six weeks early—six months if they’ll be attending from out of town, says Heidi Hiller of Innovative Party Planning. Emailed invitations, like Paperless Post, are acceptable for most events, but “the level of respect you give your guest when inviting is the level of respect you get in your attendance. Casually done, it can be ignored,” she says. Need a firm headcount? Hiller recommends formal invitations.

Stick With the Tried and Tested

“We all flock to Pinterest for the latest trends, but I don’t recommend trying something for the first time when preparing to host,” says McTaggart. When planning your menu or decorations, make sure to pick recipes and DIY projects you’ve successfully completed before—otherwise you might find yourself up to your elbows in glitter and stress three hours before your party.

Consider a Buffet

Even for professionals, menu planning can be a struggle—so why not consider a buffet? “A buffet menu allows guests to build their own plate,” says Stepanak, meaning they can pick their favorite mains and skip their least-favorite greens. And don’t force yourself to work in the kitchen all day before the party: prepare appetizers and salads ahead of time.

Here’s What Makes a Great Party Planner

They love people

While every party planner should have a good amount of event experience, no amount of mastery can compensate if the person isn’t pleasant to work with. Eventbrite’s Ronnie Higgins reminds event planners in a recent blog post that their people skills should be number one. He explains that to successfully work with a wide range of people, a planner needs to be able to quickly resolve conflicts, be a confident but pleasant negotiator, and have a sense of humor.

They’re organized

Let’s face it: Party planners are often so crucial because there’s just so much planning to do! Even if you’re naturally organized and a master of systems and checklists, a great planner should have processes in place that top even your best DIY ideas.

They track stats and data

Did you know that event planning software and analytics tools are a big market for event planning professionals? Many of today’s top planners use some form of data products to keep them on budget and on time.

They take their work seriously

Even if you find out about a party planner from a referral or mutual friend, it’s wise to take the time to research their business and ensure they do things like a professional. Start with their website or social media platforms to see how they communicate. Look to see that they have more than one way to reach them. Can you call? What about text or email?

They can provide references

More than just online reviews, a seasoned event planner will likely have references who can speak to their work. To take things a step further, it might also be helpful to ask if they have references that aren’t just former clients.

Must Know About Take Eye Care For Your Eye

Take Care of Your Eyes Now For Good Vision In Later Life

Is the If you’re in your 20s or 30s, you probably don’t spend much time thinking about your eye health. But this exactly the time you should be acting to preserve your vision. Most vision problems are preventable with simple good-health habits. 

Vision loss is not an inevitable part of getting older. Many studies have shown that exercise and a diet rich in a variety of fruits and vegetables can protect against blinding eye diseases, such as age-related macular degeneration and glaucoma. But you can’t wait until you’re having problems with your vision to start taking care of your health.

The choices you make while you’re healthy can also help prevent certain types of eye cancer, as well as work- and sports-related eye injuries. And regular eye exams can catch problems before it’s too late. The American Academy of Ophthalmology recommends adults under age 40 have a comprehensive medical eye exam every five to 10 years.

Make these seven habits part of your daily life to set yourself up for a lifetime of seeing well:

  • Wear sunglasses (even when it’s cloudy). Long-term exposure to the sun without proper protection can increase the risk of eye disease, including cataract, macular degeneration, growths on the eye, and a rare form of eye cancer. Wear sunglasses that block 99 to 100 percent of both UVA and UVB radiation.
  • Exercise. Regular physical activity can protect you from serious eye diseases, such as age-related macular degeneration and glaucoma.
  • Stop smoking. Smoking increases the risk for eye diseases such as cataracts and age-related macular degeneration. Smoking also raises the risk for cardiovascular diseases which can indirectly influence your eye health. Tobacco smoke, including second-hand smoke, also makes dry eye worse.
  • Protect your eyes at work and at play. Every year, thousands of people in the United States get a serious work-related eye injury or sports-related eye injury. Wearing protective eyewear (safety glasses or goggles) can prevent most of these injuries. To make sure you have the right kind of protective eyewear and you’re using it correctly, talk with your eyecare professional. 
  • Be aware of eye fatigue. If you spend a lot of time at the computer or staring at your phone, you may forget to blink — and that can tire out your eyes. Try using the 20–20–20 rule throughout the day: every 20 minutes, look away from the screens and focus about 20 feet in front of you for 20 seconds. Eye fatigue won’t damage your vision, but if it persists, it can be a sign something else is wrong. You may have dry eye, presbyopia, or spectacles with lenses that are not properly centered.
  • Take proper care of contact lenses. Sleeping, showering and swimming in contact lenses increases your risk for a potentially blinding eye infection. Learn how to properly care for contact lenses.
  • Know your family history. Certain eye diseases can be inherited. If you have a close relative with macular degeneration, you have a 50% chance of developing this condition. A family history of glaucoma increases your glaucoma risk by four to nine times. Talk to family members about their eye conditions. Knowing what vision challenges your family has had can help you and your ophthalmologist evaluate your risk.

Eye Health = Brain Health

Healthy brain function needs healthy eyesight. The brain is our most vital organ, allowing us to live complex lives. Considering that your optic nerve connects your eyes and your brain, a healthy co-dependent relationship is necessary. By keeping your eyes healthy, you keep your brain healthy – improving your overall quality of life!

Good vision contributes to improved athletic ability, better driving skills, improved learning and comprehension and better quality of life.

What to do

Specific vision problems can benefit from specific solutions, according to the AOA:

  • Sensitivity to bright light. Choose sunglasses that block 75% to 90% of visible light. In addition, sunglasses that block 99% to 100% of ultraviolet A and B radiation help protect against cataracts. Choose sunglasses that also block the blue wavelengths. Don’t wear dark glasses at night or indoors. Doing so can make eyes more light sensitive over time.
  • Itchy, burning or red eyes. These symptoms can result from dry eye conditions common after age 50, or from high mucous production in allergy-prone contact lens wearers. Using artificial tears may help with dry eye. Some allergy sufferers can get some help from switching to disposable or daily wear lenses. Contact lens wearers and adults older than 50 with these symptoms should consult an eye care professional for appropriate treatment.
  • Trouble with glare. If nighttime headlight glare is an ongoing problem or if you work in visually demanding situations, ask your eye care professional about antireflection-coated lenses. These can help reduce glare and reflections both day and night. Remember, for older adults, an increased sense of glare may be a symptom of beginning cataracts and a reason to get an eye exam.
  • Reduced vision in aging eyes. In addition to a new eyeglass lens prescription, a helpful measure for older eyes is to place more lamps in the home and install task lighting. Choose high-output fluorescent bulbs to increase light output while decreasing energy usage. Eliminate glare with indirect lighting.
  • Problems with new glasses. If, after a few days of wearing new lenses, you continue to have blurred vision, double vision, or other problems, see your eye care professional. The problem may be solved by an adjustment to either the frame or the prescription.
  • Annoying spots in front of your eyes. Generally, seeing spots or floaters is a common, harmless experience of aging. Seeing flashes, or, in some cases “floaters,” however, may signal something more serious like diabetic retinopathy, carotid artery disease, or early-stage retinal detachment. Call your healthcare professional if you have symptoms.

Foods That Are Good for Your Eyes

Dark, Leafy Greens

Kale, spinach, and collard greens, for example, are rich in both vitamins C and E. They also have the carotenoids lutein and zeaxanthin. These plant-based forms of vitamin A lower your risk of long-term eye diseases, including AMD and cataracts. Most people who eat Western diets don’t get enough of them.

Raw Red Peppers

Bell peppers give you the most vitamin C per calorie. That’s good for the blood vessels in your eyes, and science suggests it could lower your risk of getting cataracts. It’s found in many vegetables and fruits, including bok choy, cauliflower, papayas, and strawberries. Heat will break down vitamin C, so go raw when you can. Brightly colored peppers also pack eye-friendly vitamins A and E.

Salmon

Your retinas need two types of omega-3 fatty acids to work right: DHA and EPA. You can find both in fatty fish, such as salmon, tuna, and trout, as well as other seafood. Omega-3s also seem to protect your eyes from AMD and glaucoma. Low levels of these fatty acids have been linked to dry eyes.

Sweet Potatoes

Orange-colored fruits and vegetables — like sweet potatoes, carrots, cantaloupe, mangos, and apricots — are high in beta-carotene, a form of vitamin A that helps with night vision, your eyes’ ability to adjust to darkness. One sweet potato also has more than half the vitamin C you need in a day and a little vitamin E.

Lean Meat and Poultry

Zinc brings vitamin A from your liver to your retina, where it’s used to make the protective pigment melanin. Oysters have more zinc per serving than any other food, but you don’t have to be a shellfish lover to get enough: Beef, pork, and chicken (both dark and breast meat) are all good sources.

Eggs

It’s a great package deal: The zinc in an egg will help your body use the lutein and zeaxanthin from its yolk. The yellow-orange color of these compounds blocks harmful blue light from damaging your retina. They help boost the amount of protective pigment in the macula, the part of your eye that controls central vision.

THE WORST FOODS FOR YOUR EYE HEALTH

You know the saying, “You are what you eat”? The food you eat plays a huge part in your health.

Our eyes are vascular, meaning that it is important to have a heart-healthy diet to keep the blood vessels that service our eyes healthy. Tiny capillaries provide your retina with nutrients and oxygen; because these vessels are so small, fatty deposits can easily cause blocked veins.

list of the foods that are harmful to the health of your eyes.

CONDIMENTS, TOPPINGS, AND DRESSINGS

The toppings that you likely store in your refrigerator door like mayonnaise, salad dressing, or jelly, are all high in fat.

Rather than using these options for flavor on your next sandwich, burger, or salad, try using natural flavors like green vegetables or toppings that are packed with vitamin C, like a squeeze of fresh lemon. Get great flavor with natural foods without sacrificing your nutritional benefits!

WHITE OR PLAIN COLORED FOODS

Think about the white foods that you eat: pasta, white bread, rice, and flour tortillas. These foods offer almost no nutritional benefit, just simple carbohydrates that give a rush of energy that are followed by a crash.

If you are eating these foods, be sure to add greens and foods that rich with omega-3 to the meal to provide yourself with nutritional benefits. Or, swap them for healthier alternatives that use whole grains.

FATTY MEATS

Red meats and sausages are often convenient to purchase, especially when you are buying from the deli. Lunch meats can seem healthy but are mostly full of chemical preservatives, salt, fat, and cholesterol.

Instead of consuming fatty meats, try adding in lean meats like fresh turkey, which is full of zinc and protein. Salmon is good alternative as well, as it is an omega-3 rich food.

MARGARINE

Margarine is often marketed as a healthy alternative to butter, but is full of trans fats that can adversely affect your cholesterol.

Instead, try using coconut, avocado, or olive oil as an alternative to both margarine and butter to avoid trans fats.

UNSATURATED FATS

Junk foods are delicious but can cause serious issues down the line for your health if you consume too many. Rather than eating French fries, cookies, or potato chips, which are all full of unsaturated fats, swap them out for healthy saturated fats.

Lean meats, fish, fresh fruits and veggies, and low-fat or non-dairy products are the best way to receive healthy fats.

Use Tax Planning To Set Your Company Tax

The Importance of Tax Planning During the Year

What is Tax Planning?

Tax planning is a way to find out how much money you are paying on tax and also a way to help minimise the tax liability (the amount owed to tax authorities) through the use of allowances, deductions, exclusions and exemptions. Tax planning can be used in a number of ways; for example for retirement, businesses, Wills, and properties.

Types of Tax Planning

There are a few different types of tax planning that are useful for individual people, companies and organisations. Some of the tax plans include; short term tax plans, long term tax plans, permissive tax plans and purposive tax plans. The short term planning allows you to reduce taxes at the end of the income year. Long term plans allow you to plan at the end of the beginning or end of the year, permissive tax plans are permissible under different law provisions. The purposive tax plan gives you the chance to make different investments.

How It Works

When you start tax planning, you can find many guides online and you can also speak to financial advisors and solicitors to help get you started and give you all the important information that you will need to know. For example, each person has an inheritance tax allowance up to £325,000 with anything over the threshold being charged at 40%. So, if an estate was valued at £400,000, only £75,000 of that would be taxed. Since the majority of people won’t leave an estate over this amount, most feel they don’t need to know about inheritance tax. However, actively considering it and your future can help you to avoid any nasty surprises later on.

Taking tax-efficient decisions

There’s more to tax than investments. It affects every single aspect of your life—from salaries and income sources to expenditure to financial decisions. And this is a key aspect of tax planning—it helps you make decisions that lower your tax burden.

For example, let’s say you have to choose between two investment options. A tax planner helps you choose the best option while keeping in mind both returns as well as tax efficiency. Another example is ensuring your income is structured in the most tax-efficient way.

Tax audit and filing

The last key aspect of tax planning is the actual tax filing. This is when you take into account all aspects of your finance—income, expenses, debt, and investments—and then calculate your tax liability. Then, there’s all paperwork and documentation involved in paying your tax and filling your tax returns.

What makes tax planning important

Taxes are one of life’s certainties, and no one likes giving up some of their hard-earned cash. With proper tax preparation, however, it’s possible to pay less in taxes or receive a larger refund at the end of the year. While paying taxes is inevitable, there are several ways to diminish your tax burden and end each year with more money. Proper tax planning makes it easier to build your personal finances and afford the things you want.

Additionally, by anticipating taxes when you create your financial plan, it’s possible to significantly boost how much money you will have in retirement. Many elements of tax planning are quite simple, but it’s always worth speaking with a professional at a local bank who can offer additional guidance on how to successfully work within the tax system.

A tool for retirement

Saving for retirement is difficult under any circumstances, and it can be even harder to set money aside after taxes. Luckily, many retirement savings options allow you to set money aside without paying taxes on that income. Once that money has been placed in a separate account, it can gain value based on interest or investments. You will not be charged taxes on that money until you remove it from the retirement account. By that time, it’s likely you’ll be in a lower tax bracket and need to pay significantly less, according

.

Take a long-term approach

Tax planning offers short and long-term benefits, but you’ll want to take a long view of your financial situation to maximize savings. If you anticipate an increase or decline in your income during the next few years, start catering your financial plan to the upcoming shifts ahead of time, according to CNBC. Figure out if it’s best to pay taxes on that increased income right now, or if you should try and put it all into tax-deferred accounts that may incur taxes later on.

Consider every part of your financial life

Taxes affect so many parts of your life that you may forget different ways to save. If you fail to consider the tax implications of a big financial decision, you could end up wasting a lot of money. The tax laws surrounding home sales can be particularly painful for uninformed buyers and sellers,  For example, people can get an exemption on capital gains taxes on a home sale if they file jointly with a spouse.

This can result in massive savings for couples, but far too many people fail to consider this factor when they list their home. By speaking with a financial professional before taking any financial action, you can prevent yourself from accidentally missing out on significant tax exemptions.

Go itemized or standard

Whenever you file your taxes, you have the option between taking the standard deduction given to all filers or creating a custom deduction by listing your expenses for the year. Either option can offer better savings, depending on your financial situation, so you’ll want to evaluate exactly how your financial life changed during the past 12 months. With proper tax planning, you can make your financial life much easier and pocket additional money along the way.

Objectives of Tax Planning

Minimal Litigation: There is always friction between the collector and the payer of tax. In such a situation, it is important that the compliance regarding tax payment is followed and used properly so that friction is minimum.

Productivity: Among the most important objectives of tax planning is channelization of taxable income to various investment plans.

Reduction of Tax Liability: As a tax payer, you can save the maximum amount from payable tax amount by using a proper arrangement of your enterprise working as per the required laws.

Healthy Growth of Economy: The growth in an economy depends largely upon the growth of its citizens. Tax planning estimates generation of white money that is in free flow.

Economic Stability: Stability is supplemented when the tax planning behind a business is proper.

How to get tax planning right

It is easy to get DIY tax planning wrong, especially with the regulatory goalposts changing all the time. Expatriates have the added complication of having to deal with the tax rules of more than one country at a time when global tax scrutiny is at its highest. Getting it wrong can not only lead to an unwelcome and unexpected tax bill for you or your heirs, you could end up facing a tax investigation.

It is important to make sure your tax planning is not done in isolation or as an afterthought – it should be a fundamental part of your investment, pensions, estate planning and overall wealth management approach. Be sure to schedule regular reviews so you can adjust your arrangements to keep up with any life changes or tax reforms that may affect you, including new opportunities.

For the best results, talk to an adviser with in-depth understanding of cross-border taxation, including how the local tax regime interacts with UK rules. As well as offering peace of mind that your tax and wider financial planning is compliant in your country of residence, they can ensure it meets your income needs and goals in the most tax-efficient way today, without burdening your family with unnecessary tax headaches in the future.

Remake Your Bathroom With Bathroom Remodelling Metode

Should You Do Your Own Bathroom Remodeling?

Even seasoned DIYers gulp and take a deep breath when considering tackling a bathroom remodeling job. Other than perhaps a kitchen, no project is more involved in terms of the systems and skills involved. Bathroom remodeling is all about plumbing, electrical, and tile work—all highly skilled trades. It’s dense, tight work, too, where every square foot counts. And then there are the frequent surprises, such as when you find rotting subfloor and joists below a leaky shower or cast iron plumbing stacks that have rusted to the point of crumbling. And finally, there is the time pressure. A bathroom is an essential space, and a DIYer is under great pressure to get the room remodeled and back into service as quickly as possible.

But there’s one real (and very important) reason why you wouldn’t hire professionals to handle your bathroom remodeling job: money.

Choosing a Project Manager

So, who is in charge of your bathroom project, anyway? That depends on the scope of the project and your goals for the outcome. You may opt to work with a licensed bathroom designer (often they also specialize in kitchen designs). A general contractor or architect may act as the lead/project manager—or the designer may have a project manager on staff that sees through the project. Designers themselves also serve as project managers, ensuring that the process goes according to plan and keeping open lines of communication.

The Home Team

Your bathroom renovation project will require a band of professionals—tradespeople, contractors, designer(s) and someone to oversee the project (other than you). While you can certainly serve as the general contractor on the project, it’s a lot more difficult than it may initially seem to coordinate a bathroom project.

When hiring a designer, general contractor or any professional, be sure to do your homework. Consult with family and friends to get recommendations. Find out what certifications they hold. If a designer does both kitchen and bathroom design, find out which area is his or her strength.

7 Mistakes Not to Make in Your Bathroom Remodel

Whether you are just replacing an outdated vanity or renovating the entire space, bathroom remodeling can be an expensive proposition. Read on to find out the 7 most common mistakes made during a bathroom renovation and how you can avoid them in your own home

Ignoring the Bathroom Fan

Don’t forget about this often-overlooked feature: an appropriately sized bathroom exhaust fan. Without proper ventilation, humidity gets trapped in the enclosed space. Over time, this moist environment becomes the perfect home for mold and mildew, and allows paint, grout, and metal to deteriorate.

Lacking a Clear Plan

Planning is everything! Instead of discovering your bathroom’s specific needs after you’ve already ripped out the toilet, make a plan that takes into account precise measurements, anticipated cost, all materials, and your own personal taste. Map out your plan for any family members or contractors who will be helping you with the remodel.

Improper Spacing

If your plan for your bathroom renovation focuses on looks rather than function, that’s a big problem. Leave the decorating for later and think about the layout and spacing first. If you’re breaking down walls and moving plumbing fixtures, you’ll not only want to make sure the new layout satisfies building codes for minimal spacing guidelines, but also be certain that the placement of fixtures and furnishings allows for comfortable everyday use

Choosing the Wrong Materials

Bathrooms undergo some serious stress—from high moisture levels to quick temperature shifts. To prevent warped or mildewed floors, walls, or vanities, you’ll want to choose materials designed specifically for the bathroom.

Being Unrealistic About a Budget

Be honest about the budget. If you have only a limited amount of money to work with, stick to what you can afford. If you overspend, you’ll have to cut corners somewhere and won’t be pleased with the results. Extra costs do arise, however, so err on the safe side by budgeting an extra 15 to 20 percent for surprise expenditures.

Overlooking Small Mistakes

Small glitches in a new tile job or a gap in a bathroom vanity might seem minor, but even the smallest errors will become eyesores down the line. As your renovation progresses, always fix mistakes, even the smallest ones. Don’t persuade yourself to overlook work that’s been done wrong—if you notice it now, you’ll see it every time you use the space.

Losing Focus Toward the End

Any renovation is exciting in the beginning, but hard work and long hours cause most people to lose a little steam. If you’re so eager to see the completed room that you start rushing, you can burn out. Instead, move at a steady pace at the beginning, then slow down at the end to be sure everything is done correctly. Patience definitely pays off.

Inexpensive Bathroom Remodeling Ideas       

Limit Your Tile

Tile gets expensive, especially when you hire a contractor to lay it all out for you. To save money, limit the amount of tile and focus on high-impact areas like the floor (instead of the floor and inside the shower stall walls). Alternatively, you could tile one horizontal strip along the wall and paint the rest.

Save on Counter Tops

Another way to save on granite countertops is to buy a slab containing imperfections. The more visible the imperfection, the cheaper the price will be. Keep in mind that your sink basin will take up a lot of surface area, so if the imperfection is located where the sink or faucets will be then you won’t see it anyway!

Paint

If you don’t have a lot to spend, then repainting will be the cheapest and, perhaps, the most effective way to give your bathroom a new look.

Update Fixtures

Next, look at the little details. You can update light fixtures, sink faucets, towel racks, and drawer pulls for a relatively small investment. These items may seem insignificant, but updating them can make a big difference in your bathroom’s look. Check out sites like ModernBathroom.com for ideas. The items may be out of your price range but you can find ways to replicate the look for less.

How to Remodel Your Bathroom From Start to Finish

A bathroom makeover is an easy way to spruce up your home. But before you start taking measurements for an open shower, you should take the time to plan out your bathroom renovation step-by-step so you know exactly what you’re getting into.

Steps to Remodel a Bathroom

1. Remove or Demolish Bathroom Fixtures

Assuming you’re partially or totally renovating your bathroom, this is where you’ll start removing drywall and any fixtures you’re replacing. Remodeling a bathroom yourself isn’t all that hard, but there are a few steps you should follow to avoid any costly mistakes during the demolition phase.

2. Install Your New Shower or Tub Basin

After you’ve gutted your bathroom, its time install your new fixtures. For a shower or tub replacement, you’ll want to pick a pan or basin that fits your new decor, as well as the space where your current tub sits.

3. Install New Fixtures and Features

With the shower out of the way, you can now install your new vanity and cabinets. If their dimensions are bigger or smaller than your current ones, you’ll need to renovate your bathroom a little further by adjusting the wiring.

4. Lay Down Your New Floor Tiles

A DIY bathroom makeover is not complete without new floor tiles. But before you start grinding away with the grouting, use a mason’s chalk line to mark reference lines perpendicular (at a 90-degree angle) to the wall with the longest continuous line. This will allow you to keep your tiles in a straight line, avoiding the dreaded crooked tiling job.

5. Hang New Drywall and Start Painting

Now your bathroom makeover is starting to take shape. The next step is to hang your new drywall. This can be a long process as you have to cut new drywall to fit around your vanity and any other features. But once you start nailing up the boards you should be able to move briskly.

6. Install Your New Vanity and Cabinets

After you’ve taken care of the walls and finished installing any new lights, it’s time to install the vanity, cabinets and anything else that’s on your bathroom remodel punch list.

The first thing you want to install is the vanity, including the sink and faucet. Once you have the drain hooked up to the faucet, you can move on to the other essentials such as the mirror, cabinets and the trim around the shower or tub.

7. Finish Hooking Up the Plumbing

At this point in the process, your bathroom actually resembles a bathroom, except for one thing: the toilet. You could install or re-install your toilet earlier in the process but leaving it for last helps avoid chipping it while working on other areas of the bathroom.

Add the Finishing Touches to Wrap Up Your DIY Bathroom Remodel

The last finishing touch is to install the trim around the room and mirrors. The trim is the capstone for every bathroom remodel as it provides the last bit of detail your bathroom needs to feel complete. But of course, the real last step in any bathroom makeover is to draw a nice hot bath for yourself after all your hard work. You deserve it.

Tips To Make A Good Coating For Epoxy Flooring

Things You Need to Know About Epoxy Floor Coatings

What is Epoxy?

Epoxy is an adhesive, paint, plastic, or other material that is created as a polymer of epoxides. The term “epoxy” is used to describe coatings that are created from two components, meaning, a combination mix of two different chemicals, referred to as “resin.” This classifies epoxy as a copolymer. Chemically, resin is composed of short chain polymers, which at their end contain an epoxide group.

There are many benefits that come with using an epoxy floor coating, compared to using other types of resins for flooring. Most importantly, epoxy is known to be the highest strength resin in the industry. They offer the strongest bond between the resin and reinforcement and allow for the construction of the lightest part and most durable modules.

Epoxy is typically chosen for its excellent mechanical properties and its dimensional stability. When properly cured, epoxy flooring offers good chemical and heat resistance, and extremely low shrinkage. Epoxy resins are an excellent option for repairs, since they bond to dissimilar materials and previously cured materials. Most epoxy resins can be post-cured with heat to improve their strength, service temperature and dimensional stability. Parts should be cured at a temperature that matches or exceeds their maximum service temperature; otherwise the epoxy might warp or distort. The bonding of epoxy paint offers a strength that cannot be matched by other common materials, such as vinylester or polyester.

Damage resistant

The epoxy flooring is resistant to wear, cracking, peeling, and corrosion. It can resist damage from chemical like acids and other environmental degradation.

Cured epoxy is able to resist moisture. Epoxy on its own may not be UV resistant. However, adding epoxy coating will help floor last longer and make it even scratch resistant due to composition of the ingredients.

Urethane and a other variety of top coatings can make epoxy flooring more abrasive and scratch resistant. Long term curing, may even make it gasoline . Heated healed or cured floor will also make the epoxy floor more heat resistant.

Epoxy’s Strength Comes from Its Chemical Bond

An epoxy coating is made up of two parts—a polyepoxide resin and a curative. They are mixed immediately before they are applied to your floor, and the resulting reaction causes them to chemically bond to one another and to the floor itself.

This makes for a coating that is stronger than the sum of its parts. Epoxy is extremely durable and won’t peel or chip away from the flooring surface—that is, as long as it was cleaned and prepared properly beforehand.

Surface Prep Is the Most Important Part

You can read all about the surface prep process on our in-depth page, but suffice it to say that lazy or improper surface preparation means your epoxy floor could fail almost instantly.

One of the worst culprits is moisture. High humidity or vapor permeating the concrete flooring can prevent the adhesive bonds from forming while severely slowing the curing process. This is why it’s vital to get a professional moisture test done first, and have any problems dealt with before applying an epoxy.

Epoxy Primer Formulas

Depending on the product being applied, you might need to apply an epoxy primer and finisher coat. The primer is applied just like paint and is allowed to settle for several hours before the epoxy goes on. To apply the primer, cover the floor with a thin layer of water, then spread the primer with a roller pin on a pole, spreading it out in a thin layer over the entire floor. Let the primer dry, then apply a second coat. The finisher is applied in the same manner as the primer but without the water layer.

Battle of the Floor Surfaces: Which One is the Strongest?

If you’ve ever purchased a new floor for your home, you’ll always hear the salesperson talk about the strength of the floor surface. That’s because some materials are much stronger than others. Take carpet, for example. This surface withstands footfall in a bedroom or lounge, but it won’t be suitable for your garage floor. It’s just not strong enough.

Then there’s hardwood. Again, these floors make brilliant additions to other rooms in your home, but they just don’t cut it when it comes to your garage. Hardwood can break down over time and lose its strength. This is a big no-no if you want a garage floor that will last you for years and years to come.

Epoxy floor coating, on the other hand, is strong enough. You can often find this surface in industrial environments — big car plants and retail warehouses where hundreds, perhaps thousands, of people work.

Epoxy flooring may not be something that you’ve heard of before but in its simplest definition, it is a flooring surface that is made up of multiple layers of epoxy that is applied to the floor to a depth of at least two millimeters